Remarkably personal financial planning in Nacogdoches.
At Holistic Planning, we view financial advice through a more integrated lens. We unite your investments, tax strategies, and estate planning under one umbrella—so you don’t have to juggle multiple advisors or worry about gaps in your plan.
As our founding office, we know this community through and through. From Nacogdoches to Lufkin, and across East Texas communities like Garrison and Central Heights, we understand what matters most to families here.
What to Expect
What You Can Expect from Our Team
You’ll work with a team that believes financial advice should feel personal, not transactional. We lead with a client-first approach—taking the time to understand what matters most to you before crafting a plan.
Our guidance goes beyond the numbers. Whether it’s helping you prepare for retirement, aligning your finances with your values, or planning for the next generation, our team brings experience and steady perspective to every decision.
Here, you won’t be handed off to someone new every few months. You’ll get to know your advisors, and they’ll get to know you. Because we believe the best financial planning starts with a strong relationship.
To schedule a call and discuss how we can help you, please feel free to book a time on my calendar.
Taylot Pankratz, CFP®
Founder
Hello.
Meet Your Team
How We Help
What we can help with.
Retirement Planning
We want your last day of work to be as exciting as your first. Our holistic approach to financial planning and money management will help you enter the next phase of your life with confidence. Whether you are just starting your career or about to call it quits, let us help guide you on your unique path to retirement and beyond.
Estate & Trust Planning
You have ideas of what you want your money to do and the legacy you want to pass along, but creating the documents necessary to ensure that is uncomfortable and inconvenient. We leverage third-party software to deliver a streamlined experience, helping you maximize your impact now and well into the future.
Insurance & Risk Management
No amount of planning can protect you from all the uncertainties of life but insurance is useful in protecting against worst-case scenarios. Of course, you hope to never need it, but you’ll be glad you have it if you ever do. We’re not insurance salesmen and don’t earn a commission, so we’ll never put our interest ahead of yours.
Business Retirement Planning
We know that your business is an extension of yourself and an integral part of your goals. We provide unique perspectives on both your business and how those decisions impact your wealth. We offer a variety of tax-advantaged, small-business plans and strategies for business owners, and their employees.
Investment Management
Our investment philosophy is simple: Markets are efficient and you can’t time the market. We believe in balancing long-term growth with enough short-term stability so you can weather all market conditions.
Tax Strategy & Filing
We believe in helping our clients pay less in taxes and keep more of their hard-earned money. Our philosophy is to focus on keeping your lifetime tax bill as low as possible, not just scoring small wins in any single year. Your biggest expense in life is taxes, so why give the IRS a tip?
Charitable Giving
There are many ways to give, whether that’s through your time, knowledge, or assets. What matters most is that you are supporting causes and organizations that align with your values. We will help put you in a position to maximize your impact by ensuring you have a tax-optimized charitable giving strategy. Less money to the IRS means more money to charity.
Financial Behavior Coaching
Holistic Planning goes beyond numbers by integrating Financial Behavior Coaching, helping clients navigate the emotional and psychological aspects of wealth management. Through guided conversations and data-driven insights, we empower clients to make confident, rational financial decisions—minimizing emotional biases, avoiding common pitfalls, and staying committed to long-term goals. By aligning investment behaviors with personal values and financial objectives, we ensure a disciplined approach that leads to sustained financial well-being.
What Our Clients Say
No compensation was given in exchange for these testimonials. All testimonials are actual experiences from clients of Holistic Planning. Every experience is unique, and no experience is identical. We are not aware of any material conflicts of interest.