All your financial needs in one place so you can worry less and live more.
Our Approach
Financial planning should make your life easier, not more complex. That’s why we connect your investments, taxes, and estate planning into one clear strategy. A Holistic Plan simplifies your life with a thoughtful, complete-picture approach.
Our Philosophy
Level-headed investing.
As a planning-first firm, we don’t start by pushing expensive products that you (likely) don’t need. We also don’t chase trends or try to predict the markets. A Holistic Plan uses long-term thinking to help you grow your wealth while keeping enough available for living today.
“They not only help me get the most with my investments but also treat me like family and not just a client.”
Patty Welborn
A thoughtful investment strategy hinges on how well we know you and your needs. Financial decisions are emotional, that’s why it’s important that we lead with a relationship built on trust.
No compensation was given in exchange for these testimonials. All testimonials are actual experiences from clients of Holistic Planning. Every experience is unique, and no experience is identical. We are not aware of any material conflicts of interest.
Learn how a Holistic Plan helps you manage your money more effectively.
Christa Coulter
Director of Client Onboarding
Our Process
How it works.
1—Intake
Every great plan starts with understanding. We begin with a deep discovery process, gathering key financial data, personal goals, and investment preferences. This step ensures we have a complete picture of your financial landscape, so your plan is built on a foundation of clarity and alignment.
2—Holistic Plan
With a full view of your financial situation, we design a personalized, household-level investment strategy. Our approach integrates tax considerations, estate planning, risk management, and values-based investing to create a cohesive plan that aligns with your long-term vision.
3—Implement
Strategy comes to life through seamless execution. We coordinate investment allocations, optimize tax efficiencies, and put automation in place to reduce administrative burdens. Every step is designed to ensure your financial plan transitions smoothly from vision to reality.
4—Monitor
A financial plan is only as strong as its ability to adapt. We provide continuous oversight, adjusting for market shifts, life changes, and evolving financial goals. With proactive insights and ongoing support, we ensure your strategy stays aligned with your vision over time.
Services
What we can help with.
Retirement Planning
We want your last day of work to be as exciting as your first. Our holistic approach to financial planning and money management will help you enter the next phase of your life with confidence. Whether you are just starting your career or about to call it quits, let us help guide you on your unique path to retirement and beyond.
Estate & Trust Planning
You have ideas of what you want your money to do and the legacy you want to pass along, but creating the documents necessary to ensure that is uncomfortable and inconvenient. We leverage third-party software to deliver a streamlined experience, helping you maximize your impact now and well into the future.
Insurance & Risk Management
No amount of planning can protect you from all the uncertainties of life but insurance is useful in protecting against worst-case scenarios. Of course, you hope to never need it, but you’ll be glad you have it if you ever do. We’re not insurance salesmen and don’t earn a commission, so we’ll never put our interest ahead of yours.
Business Retirement Planning
We know that your business is an extension of yourself and an integral part of your goals. We provide unique perspectives on both your business and how those decisions impact your wealth. We offer a variety of tax-advantaged, small-business plans and strategies for business owners, and their employees.
Investment Management
Our investment philosophy is simple: Markets are efficient and you can’t time the market. We believe in balancing long-term growth with enough short-term stability so you can weather all market conditions.
Tax Strategy & Filing
We believe in helping our clients pay less in taxes and keep more of their hard-earned money. Our philosophy is to focus on keeping your lifetime tax bill as low as possible, not just scoring small wins in any single year. Your biggest expense in life is taxes, so why give the IRS a tip?
Charitable Giving
There are many ways to give, whether that’s through your time, knowledge, or assets. What matters most is that you are supporting causes and organizations that align with your values. We will help put you in a position to maximize your impact by ensuring you have a tax-optimized charitable giving strategy. Less money to the IRS means more money to charity.
Financial Behavior Coaching
Holistic Planning goes beyond numbers by integrating Financial Behavior Coaching, helping clients navigate the emotional and psychological aspects of wealth management. Through guided conversations and data-driven insights, we empower clients to make confident, rational financial decisions—minimizing emotional biases, avoiding common pitfalls, and staying committed to long-term goals. By aligning investment behaviors with personal values and financial objectives, we help ensure a disciplined approach that leads to sustained financial well-being.
